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The Cost of Care
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Research shows that at least 70% of people over 65 will need long term care services at some point in their lifetime1. And while most people think of long term care as impacting only those in their senior years, 40% of people currently receive long term care services are ages 18-642.

Missouri- State Median: Annual Care Costs 2018

The following are state median costs in the state of Missouri

Nursing Home Care

Private Room- $66,521

Shared Room- $60,225


Assisted Living

Private, one bedroom- $34,128


Adult Day Care- $21,840 (based on five days per week)


Homemaker Health Aide-$48,048 (based on 44 hours per week)
Homemaker Services-$45,760 (based on 44 hours per week)


Source: Genworth 2018 



There are numerous ways to pay for long-term care services. These include:


Private Pay. These would be resources you have saved over your lifetime that may be used to pay for your long-term care. Additionally, you may have family members who are able to help pay for the cost of your care.

Long Term Care Insurance This link to the American Association for Long Term Care Insurance will provide you with the latest information about long-term care insurance costs and provide you with a listing of long-term care insurance companies and their ratings.


Public Benefits If you qualify, you may be eligible for programs that can help offset the cost of long-term care.


Social Security


Medicare and Medicaid Fact Sheets


Veterans Benefits


National Council on Aging Benefits Checkup This site can help you find out if you qualify for help paying for medication, health care, and more.


1 Medicare & You, National Medicare Handbook, Centers for Medicard and Medicaid Services, Revised November 2012

2 U.S. Department of Health and Human Services National Clearinghouse for Long Term Care Information, 10/22/08

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